RADIANT YACU

CHIEF EXECUTIVE OFFICER

Ovia has been in Insurance Industry for 14 years and particularly in Micro-insurance space for 7 years. She worked with SORAS General Insurance as Head of Marketing for 6 years and RADIANT Insurance Company since its inception in 2013 as a Commercial Director and later as a Deputy Managing Director. Ovia holds a master’s degree in Business Administration from Kampala International University and a bachelor’s degree in Education from Makerere University, Kampala, Uganda. She went through a Micro-insurance Master Leadership Program in the Philippines and she’s now a Micro-insurance Master in the Country. She’s an ILO Certified Impact Insurance Trainer and has also completed several trainings in insurance Product design & Development, Human Center Design & Customer Centricity from different Countries. Together with other stake holders, she’s playing a significant r ole in the design & implementation of Rwanda National Agriculture Scheme under Livestock & Crop insurance.

CHIEF OPERATIONS OFFICER

Emmanuel NZANANA is the Chief Operations Officer at RADIANT YACU Ltd. He previously served as Operations Manager from December 2020 before assuming his current role. Prior to joining RADIANT YACU Ltd, he held various positions at SANLAM Vie Plc starting in 2012, gaining broad experience across the insurance value chain. He holds a master’s degree in business administration (Accounting and Finance) from the University of Kigali and a bachelor’s degree in applied Statistics from the University of Rwanda. Emmanuel has completed the Microinsurance Master Leadership Program in the Philippines and attended a Masterclass on Inclusive Insurance in the United Arab Emirates (UAE). He also successfully completed the Insurance and Reinsurance Programme for Young Insurance Professionals offered by Africa Re in conjunction with the London School of Insurance.

CHIEF COMMERCIAL OFFICER

Mr James GAKURU, is the Chief Commercial officer of RADIANT YACU LTD. He has a strong experience of more than 8 years in Micro insurance space and 10 years in local government. He, served as Senior Sales and Marketing Mnager, Deputy head of marketing, Head of agribusiness insurance department in RADIANT INSURANCE COMPANY. From 2006 up to 2017 also he occupied various managerial level positions in Ministry of local government as Executive Secretary of Nyagatare, Rwempasha and Mukama sectors. James was also Board member of the mutual de Sante at District level.

Mr James GAKURU, Holds a bachelor’s degree in finance from University of Rwanda. He also has a master’s degree in development studies from the Kigali Independent University. He has Diploma in Reinsurance Management from Africa College of Insurance and Social Protection, a certificate of Foundation course in Insurance from Kenya College of Insurance while pursuing Diploma 2 Course in Insurance at the same College. He has Certificate of Microinsurance Master from MANILA in PHILIPINE

MR, James GAKURU, has undergone in various trainings and Courses in the Insurance and Development, Certificate in Humana Centred Design, Certificate in Introduction to inclusive Insurance and its Business case, Certificate in Market Research for Emerging Consumer Insights into improved results, Certificate in Managing Inclusive Insurance Distribution, certificate in Leadership and good governance, Certificate in technique of urban planning and land management. Certificate in Leading for results with values and ethics and Certificate in public policy formulation and implementation. James has been instrumental in the design & implementation of various inclusive insurance products & models in Rwanda & also participated in the design and implementation of Rwanda National Agriculture Scheme under Livestock & Crop insurance. He is also the Chairperson of the technical committee of National Agriculture Insurance Scheme in Rwanda.

FINANCE& ACCOUNTING MANAGER

SEBUHINJA Jean Pierre is the Finance Manager since September 2020. Prior to that, he occupied various positions (Finance Officer, head of Section in Finance) in RADIANT INSURANCE COMPANY since 2013. He holds a bachelor’s degree in Accounting, University of Rwanda.

AGRICULTURE DEPARTMENT MANAGER

Mss. Laetitia MAHORO is the agriculture department Manager. She holds a bachelor’s degree in Agriculture sciences, and she is pursuing a master’s degree in project management. She has over 12 years’ experience in agriculture sector especially 5 years in Agriculture insurance industry. And, she has been among the team piloted NAIS in MINAGRI in partnership with AFR. She took training courses in insurance namely, foundation course in insurance delivered by Kenya College of Insurance, agriculture Insurance Webinar organized by Kenya Re, Reinsurance, principles, technical Accounting, and contract wording organized by Africa Re and Pricing for inclusive insurance developed by the ILO” s Microinsurance.

CLAIMS MANAGER

Dr. Gloria Mbasinga is a Claims Manager at Radiant Yacu Ltd with over 6 years of experience in the insurance industry, with a strong focus on microinsurance and agricultural insurance. She previously worked as an Underwriter at SONARWA General Insurance Company (since 2021) and has been leading claims operations at Radiant Yacu Ltd since 2022, making sure clients receive timely, fair, and well-handled claim settlements.

She enjoys working closely with clients, farmers, and colleagues to solve problems and ensure that claims are processed smoothly and transparently. Her work is driven by a genuine interest in helping people recover from losses and building trust in insurance services.

Gloria holds a bachelor’s degree in veterinary medicine from the University of Rwanda and a Certificate in Foundation in Insurance. She is currently pursuing a master’s degree at Mount Kigali University, where her research focuses on the link between insurance, public health, and disease control.

She also serves as a Board Member of the Rwanda Wildlife Conservation Association and has published two research papers. Gloria has attended several professional trainings, especially in agricultural insurance, which continue to strengthen her practical skills.

Core Competencies: Claims Management | Microinsurance | Agricultural Insurance | Risk Analysis | Stakeholder Engagement